OnePay

OnePay is a consumer financial services company based in the United States, offering a single mobile app that lets consumers save, spend, borrow and grow their money in one place. The company's stated target market is the tens of millions of Americans who are unbanked or underbanked, and its mission centres on financial empowerment for people underserved by traditional banking. The OnePay app carries a 4.9-star rating.

The platform spans several product lines: consumer banking, high-yield savings, credit cards, point-of-sale lending, investment offerings and cryptocurrency products. These are delivered through a unified consumer app rather than as separate services, and the company describes its approach as meeting consumers where they already are - in their daily lives, workplaces and communities. OnePay reaches frontline workers through partnerships with employers and gig economy platforms.

Technical work at the company covers mobile app development, fintech, embedded financial services, banking technology, investment platforms and crypto. Industry verticals in which it operates include financial services, banking, consumer lending, payments, investments, cryptocurrency and embedded finance, alongside employer and workplace benefits and the gig economy.

OnePay operates nationwide across the United States.