Renmoney

Renmoney is a Nigerian digital lending platform and licensed Microfinance Bank. Founded in 2012 and headquartered in Lagos, it extends credit and digital banking services to under-banked individuals and small businesses that formal banks often overlook. Underwriting relies on traditional and alternative data sources processed through statistically driven models. To date the company has issued over ₦132 billion in loans and serves millions of Nigerians.

The product set spans digital loans for individuals and small businesses, savings accounts with competitive interest rates, digital payment solutions, and investment products. These are delivered through a mobile app and web platform that provide credit, savings, deposit, and banking services in a single digital experience.

Engineering work covers digital lending technology, credit scoring built on traditional and alternative data, statistical and machine learning modelling, mobile and web platform development, payments technology, and savings and deposit systems. The company employs more than 500 professionals across financial services, consumer and small-business lending, and digital banking.

Renmoney offers fully remote or hybrid working options across Lagos. Its stated values are Learn, Grow, and Thrive, and its work is oriented towards financial inclusion, with a stated commitment to building simple, useful products that make banking accessible.