Bread Financial Global Solutions India LLP

Bread Financial Global Solutions India LLP is part of Bread Financial, a technology-led financial services company that provides personalised payment, lending and savings products to consumers and brand partners. Its work spans fintech, digital payments, consumer lending technology, savings and deposit products, personalisation, loyalty and rewards programmes, and the servicing of private label credit cards. The company has been in operation for more than 30 years and serves millions of Americans, with a geographic presence in the United States.

The product set covers credit cards - both direct-to-consumer cashback and rewards cards and private label programmes serviced for some of the country's best-known brands - as well as personal loans, pay-over-time payment options and high-yield savings accounts. Engineering and technical staff work across these domains, which sit at the intersection of consumer payments, consumer lending, retail and private label credit, banking and savings, and loyalty and rewards.

Bread Financial describes itself as a digital-first business with a "thinking outside the bank" approach, seeking to make money management simple, smart and accessible. Its orientation is business-to-business-to-consumer: it builds for end customers while partnering with brands. The stated emphasis is on personalisation, simplicity, convenience and accessibility, and on helping customers shop, borrow and save with confidence.