Alkami Technology provides a cloud-native digital banking platform for community banks and credit unions, serving over 19.5m users in the United States.
Alkami Technology, Inc., founded in 2009, is a publicly traded software company that supplies a cloud-native, unified digital banking platform to regional and community financial institutions in the United States. Its purpose is to help smaller banks and credit unions compete with the country's largest banks. The core Digital Banking Platform is delivered from a single codebase, which the company uses to push continuous updates across its customer base; it serves more than 19.5m registered users across hundreds of financial institutions.
The platform is modular, extending beyond core digital banking. Products include Onboarding, for account opening and customer onboarding; Data Analytics; Marketing Automation; and Fraud Prevention, all integrated into the same codebase. A separate Mobile App Platform carries J.D. Power certification for "An Outstanding Mobile Banking Platform Experience", awarded in both 2024 and 2025.
Engineering work spans cloud-native platform development, digital banking software, data analytics, marketing automation, fraud prevention and mobile application development. The company describes its culture as mission-driven, oriented around levelling the playing field for smaller financial institutions, with an emphasis on continuous innovation and a cloud-native approach that was unusual in banking when the firm was founded in 2009. Its stated aim for customers is to help them grow, adapt quickly and build digital banking communities.
