Lendable

Lendable is a consumer fintech company founded in 2014 that uses technology, new data sources and machine learning to deliver loans, credit cards and car finance in minutes rather than days. The company has rebuilt each of these three products from scratch, with personal loan decisions delivered in minutes and money in customers' hands the same day. It operates in the United Kingdom and the United States, with offices in London and Kent.

The firm employs more than 700 people and has been profitable since 2017. It reports the best customer reviews in its market and describes its addressable opportunity as the trillions of pounds and dollars worth of financial products held by large banks in its target markets. Its founding principle is that getting a loan should take hours, not days.

Engineering work spans machine learning, AI, consumer credit underwriting and the use of new data sources. Engineers ship features daily and take real ownership of their work; small teams of people are trusted to make decisions with material impact from day one. The stated mission is to build the world's best technology to help people get credit and save money, with machines doing the heavy lifting so that people can focus on what matters.