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Enova International, Inc.

Enova International is a Chicago-based fintech providing online credit to non-prime consumers and small businesses via its Colossus™ machine learning lending platform.

Enova International, Inc. is a financial technology company that provides credit and online lending to non-prime consumers and small businesses underserved by traditional banks. Founded in 2004 and headquartered in Chicago, with additional global locations, the company employs more than 1,500 team members and has been building online lending businesses for over two decades.

At the centre of Enova's operations is Colossus™, a machine learning-powered lending platform that handles loan originations and underwriting. The platform has powered more than $67 billion in loans to over 14 million customers. Technical work spans machine learning, analytics and underwriting, alongside the financial technology systems that support consumer and small business lending.

The company organises work around small, focused teams and states five core values: Customer First, Best Answer Wins, Operate as an Owner, Accountable for Results, and Top Talent and Teamwork. Employees are given autonomy and ownership over meaningful challenges, with roles that include building machine learning models, launching new products and directly supporting customers. Enova reports that it values diverse perspectives and entrepreneurial thinking.

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