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$187.9–260K / year · Remote · Canada and United States
Upstart is an AI lending marketplace, founded in 2012 and based in San Mateo, California, connecting consumers with over 100 banks and credit unions using machine learning underwriting.
Upstart is a lending technology company founded in 2012 and headquartered in San Mateo, California. Its core business is an AI lending marketplace that connects consumers with banks and credit unions, using machine learning models to inform lending decisions. The platform analyses more than 3,000 signals per borrower and is used by over 100 partner financial institutions across the United States.
The company's product portfolio includes personal loans, debt consolidation loans and auto financing for consumers, alongside lender technology infrastructure that allows banks and credit unions to adopt AI-driven underwriting in their own lending operations. Millions of consumers have been served through the platform to date.
Relevant technical domains at Upstart include artificial intelligence, machine learning, credit risk modelling, alternative data analytics and fintech engineering. The work sits at the intersection of consumer lending, banking and personal finance, spanning partnerships with credit unions as well as mainstream banks.