Toss

Toss is a South Korean financial technology company founded in 2015 that operates a mobile financial super app. The Toss App consolidates more than 100 services in a single platform, including money transfers, payments, banking, credit, investments, insurance, shopping, lifestyle services, and tax document issuance. The company's first product, launched in February 2015, was Korea's first simple money transfer service to dispense with the accredited certificate, and it continues to offer lifetime free transfers.

The platform is used by more than one in two Koreans, with penetration of 94% among people in their 20s, 85% among people in their 30s and 74% among people in their 40s. Beyond transfers, the product range includes Toss Securities for investing, a unified dashboard for managing bank accounts, cards, insurance and securities holdings, credit score management and personalised loan recommendations. The company operates in South Korea.

Technical work spans mobile fintech, digital payments, mobile app development, digital banking, credit scoring and securities and investment technology. The company describes its mission as making finance simple and accessible, with a mobile-first, user-centric product philosophy aimed at removing jargon and cumbersome authentication from financial services.