N26

N26 is a mobile-first digital bank founded in 2013 and headquartered in Berlin. It operates a fully digital banking experience under a German banking licence, built around transparency, simplicity and design, and serves more than 7 million customers across Europe. The company employs over 1,600 people.

Its product range covers everyday banking and increasingly wealth management: a free bank account that can be opened in minutes without paperwork, fee-free spending abroad, virtual Mastercards for day-to-day spending, savings products with interest rates linked to the European Central Bank, instant savings and travel benefits. Trading in stocks and ETFs is available within the app, and crypto trading has been added to the platform. Technical work spans mobile banking, fintech, mobile app development, digital payments, banking technology, investment and trading platforms, crypto trading technology, and UX and product design.

The workforce is drawn from more than 90 nationalities. Working practices are paperless and mobile-first, and the company emphasises eliminating hidden fees, jargon and bureaucracy in both its products and its operations.