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Jifiti builds a white-label lending platform digitizing onboarding, origination, disbursement and servicing for banks and lenders, alongside its original digital gift card business.
Journey Capital
Canadian fintech direct lender founded in 2009 in Montreal, offering term loans, lines of credit and cash advances to small businesses nationwide.
Journey Capital is a Canadian fintech direct lender founded in 2009 and headquartered in Montreal, Quebec, with operations serving small businesses nationwide. The company provides fast, flexible financing through an online lending platform, supported by digital credit underwriting. Its stated mission is to champion Canadian entrepreneurs.
The firm offers three main products: Business Term Loans, with amounts from $10K to $500K; Business Lines of Credit, providing revolving credit of up to $500K; and Flex Funds Advances, a merchant and business cash advance ranging from $5K to $500K. Applications are submitted through a 10-minute online process, with funding available in as little as 24 hours. Journey Capital reports more than $1 billion in total capital funded and over 16,000 Canadian small businesses served.
The company operates in small business lending, fintech and financial services. It describes its lending practices as transparent, with no hidden fees, and provides bilingual customer service. Journey Capital is certified as a Great Place to Work in Canada and in Quebec, and reports a flexible and collaborative workplace culture.
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