FICO

FICO is an analytics software company founded in 1956 that develops predictive analytics and data science tools for decision-making across the customer lifecycle. Its work spans artificial intelligence, machine learning, fraud detection, credit risk scoring and enterprise optimization, delivered largely through decision management software. The firm serves customers in banking, payments and financial services, insurance, healthcare, retail, telecommunications and government, in more than 90 countries.

Two products account for much of its reach. The FICO Score is a consumer credit risk measure used to assess creditworthiness and is a standard for consumer credit decisions globally; it is used by 90% of top US lenders. FICO Platform and related real-time fraud detection and enterprise optimization solutions, powered by AI and machine learning, run fraud detection for 4 billion payment cards worldwide.

For technical candidates, the company's stated domains include predictive analytics, data science, artificial intelligence, machine learning, fraud detection, credit risk scoring, enterprise optimization and decision management software. Its footprint is global, with the United States a core market and operations reaching more than 90 countries.