Provenir

Provenir is a global provider of AI-powered risk decisioning software, headquartered in Parsippany, New Jersey. The company serves fintechs, financial institutions, and payment providers, offering a single platform for making decisions across the customer lifecycle, from onboarding through ongoing risk management. Its customer base spans banking, fintech, payments, telecommunications, consumer lending, credit cards, auto financing and SME lending.

The firm's core product, the AI Decisioning Platform, is a low-code, cloud-native system that combines credit risk assessment, fraud detection and compliance capabilities. It consolidates data orchestration, decisioning logic and AI-generated insights in one place, with the aim of reducing onboarding time and risk exposure while improving the customer experience. Engineering work therefore spans several technical domains, including AI-powered decisioning, fraud detection, data orchestration, low-code development and cloud-native software.

Provenir operates in four regions: North America, EMEA, LATAM and APAC. Its customers process millions of credit, loan and service applications each year, an indication of the scale at which the platform is deployed.