Experian

Experian is one of the world's leading credit reporting agencies. Headquartered in Dublin, Ireland, the company employs 23,300 people and operates in 32 countries. It uses data analytics and technology to help lenders make smarter decisions, businesses prevent fraud, and consumers manage their financial health.

Its work spans several technical domains: data analytics, credit scoring and reporting, fraud detection and prevention, decisioning automation, software platforms, and identity theft protection. Product lines include credit reporting and credit risk solutions for lenders, marketing and customer targeting solutions, a decisioning automation platform, and fraud prevention technology. Consumer-facing services comprise free credit monitoring, identity theft protection, and credit building tools.

Experian serves clients across financial services, healthcare, automotive, insurance and lending. Each year, millions of people use its services to access credit, protect their identities and work towards financial goals.

The company describes its mission as unlocking the power of data to help create a better tomorrow. A stated focus is financial inclusion for people excluded from financial opportunities because of limited credit history, outdated lending practices or fraud, alongside an emphasis on consumer empowerment and financial health.