Zoe Financial

Zoe Financial is a wealth management platform that pairs individuals with independent, fiduciary financial advisors drawn from a curated, vetted network. The company describes its mission as fixing a broken financial advisory system, and its advisors operate under 100% fiduciary duty with no hidden sales agendas. Thousands of clients use the service, which combines human advice with a digital experience covering account opening, funding, and ongoing portfolio management.

The technology behind that experience spans automated investment management and a set of intelligent tax tools, including direct indexing, tax-loss harvesting and fractional shares. Alongside its client-facing unified wealth platform, Zoe offers a Turnkey Asset Management Platform (TAMP) designed to help Registered Investment Advisors scale their practices. Engineering work therefore touches fintech, asset management and tax optimization, supported by dedicated Client Success and Advisor Support teams.

The company has raised $45m in venture capital and counts operators from JP Morgan, BlackRock, Charles Schwab, Uber and DoorDash among its backers, with investors including Sageview Capital and the Opportunity Fund. It is headquartered at 666 Third Avenue in New York and maintains offices in Bogota, Colombia. Industry recognition includes NerdWallet's Best Online Financial Advisor in 2022, 2023 and 2024, ThinkAdvisor's Luminaries Industry Disruption Firm Award in 2024, and the FinTech Breakthrough Award for Wealth Management Company of the Year in 2025.