Sourcefin

Sourcefin is a South African fintech founded in 2020 and headquartered in Johannesburg. It provides purchase order funding and invoice discounting to small, medium and micro enterprises (SMMEs), lending against the potential of a business rather than traditional collateral. The company reports more than R2.8 billion in capital deployed and over 2,000 South African businesses funded to date.

Its products cover the funding needs of businesses pursuing both private and public-sector work: Purchase Order (PO) Funding enables SMMEs to fulfil large orders they could not otherwise finance; Invoice Discounting provides working capital against unpaid invoices; and Tender Finance supports businesses competing for tenders. Alongside these, TenderCentral is a free platform that aggregates verified public-sector tenders to help small businesses find government procurement opportunities.

Sourcefin also operates a sourcing function built on a network of over 2,000 vetted suppliers, combining procurement with logistics management and expert guidance. The company describes its model as full-service, positioning itself as a strategic partner to the businesses it funds rather than solely a lender. Its stated focus is on empowering traditionally underserved entrepreneurs and on pioneering alternative funding solutions.

The company has been ranked #20 among South Africa's fastest-growing companies by News24 Business and Statista, and #54 on the Financial Times list of Africa's Fastest Growing Companies. Its work sits at the intersection of alternative lending, procurement and public-sector tenders, with a stated delivery rate of 100%.