Founded in 2009, National Debt Relief negotiates reduced settlements on unsecured consumer debt with creditors as an alternative to bankruptcy.
National Debt Relief, LLC is a consumer debt settlement company founded in 2009 that negotiates reduced payoff amounts directly with creditors on behalf of individuals carrying unsecured debt. The firm positions its services as an alternative to bankruptcy, working with creditors and law firms to reach settlements for less than the amounts owed. It operates across the United States in the consumer financial services, debt relief and personal finance sectors.
Its core offering, the Debt Settlement/Negotiation Program, is delivered by certified debt arbitrators and negotiators. Under a performance-based pricing model, clients pay no fees until their accounts are successfully settled. Clients save an average of 25-30% on unsecured debt and typically reach financial freedom within 24-48 months. The company reports having helped more than 1.3 million people with debt negotiation and to hold over 70,000 five-star client reviews.
The company describes its culture as built on integrity, growth and genuine human connection, with an emphasis on transparency, client outcomes and ethical practices, in contrast to pressure tactics and misleading marketing elsewhere in the industry. Its mission-driven approach is rooted in a co-founder's personal experience with debt.
