Health Care Service Corporation

Health Care Service Corporation (HCSC) is the largest customer-owned health insurer in the United States. Founded in 1936 and operating as an independent licensee of the Blue Cross Blue Shield Association, the company serves more than 27 million members across five states - Illinois, Montana, New Mexico, Oklahoma and Texas - employing over 35,000 people. It is structured as a mutual legal reserve company, owned by its members and run in their interest rather than that of outside shareholders.

The company's portfolio spans employer health coverage, individual and family plans, government-sponsored Medicare and Medicaid offerings, life and dental insurance, and pharmacy solutions. Beyond traditional insurance, HCSC works in health data technology and runs mobile health programmes aimed at community health needs. Staff working in these areas operate across domains including health data technology, pharmacy solutions and health insurance operations.

HCSC describes its strategy around three pillars: expanding access to care, improving affordability, and empowering member health through compassion and innovation. Community engagement takes the form of volunteer initiatives and grant programmes, which the company says have impacted hundreds of thousands of people.