Better Mortgage
An AI-native mortgage and home equity finance platform, operating in all 50 U.S. states and the UK, that funds home loans and uses proprietary AI to price, originate and close them.
Better Mortgage is the lending arm of Better Home & Finance Holding Company (NASDAQ: BETR), an AI-native mortgage and home equity finance platform founded in 2016 and headquartered in New York City. The company operates across all 50 U.S. states and in the United Kingdom, offering GSE-conforming mortgages, FHA and VA loans, jumbo and Non-QM mortgages, as well as home equity loans and HELOCs. It reports having funded more than $110 billion in loan volume.
Technology underpins the operation. Tinman®, Better's proprietary AI platform, runs its mortgage and home equity finance business, returning rate options in seconds, issuing pre-approval in minutes and supporting rate locks and closings in as little as three weeks. Betsy™, an AI-powered customer assistant, provides real-time application status updates and support 24 hours a day, 365 days a year.
The company describes itself as the first AI-native mortgage and home equity finance platform and the first fintech to fund more than $110 billion in loan volume. Its stated mission is to make homeownership cheaper, faster and easier for all Americans. Technical work spans artificial intelligence, conversational AI assistants, loan origination automation and real-time mortgage rate pricing.
