Shelter Insurance

Shelter Insurance is a mutual insurance group founded in 1946 and headquartered in Columbia, Missouri. Owned by its policyholders rather than external investors, the company provides auto, home, life, business, farm and property casualty coverage to individuals and families across multiple states. It has operated for nearly 80 years and distributes its products through a network of thousands of agents.

Technical and professional work spans insurance underwriting, risk management, property casualty and life insurance, and financial services. Shelter Life Insurance Company, the group's life insurance subsidiary, was named by Ward Group as one of the top-performing life insurance companies in the United States.

The company describes itself as one of the most successful and financially sound regional insurance groups in the country, and reports multiple customer satisfaction awards. Its stated approach combines personalised local service with financial stability, delivered through an established mutual structure and a long-serving agent network.