Sagent

Sagent builds cloud-native, consumer-first technology for mortgage loan servicing, a part of the financial system long dominated by fragmented and outdated software. Its platform is designed to replace those legacy systems at banks and nonbank lenders, with the stated aim of simplifying and securing the handling of loans and homeownership for both institutions and borrowers.

The company's flagship product is Dara, a next-generation mortgage servicing platform developed as a joint venture combining Fiserv's fintech expertise with Warburg Pincus' experience in scaling technology companies. Dara is built to let borrowers manage their home-owning lives from any device, while giving servicers lower operating costs, scalable compliance and higher servicing values. Sagent reports that the technology powers 12 million borrowers and addresses a $13 trillion mortgage market, serving customers among America's top banks and nonbank lenders.

Technical work at Sagent spans cloud-native platform development, mortgage servicing technology, consumer-facing financial software and regulatory compliance technology. The engineering challenge is largely one of modernisation: replacing paper-heavy, complex legacy processes in a heavily regulated industry, and turning the promise of a "customer for life" into working product rather than a slogan.

Sagent operates in the United States and works across mortgage, banking, loan servicing, nonbank lending and fintech. The company describes its orientation as mission-driven and consumer-first, focused on making loans and homeownership simpler and safer.