Kotak Mahindra Bank

Kotak Mahindra Bank is one of India's leading banking and financial services institutions, serving millions of customers across the country. Founded in 1985 with seed capital of ₹30 lakh, it became the first Indian non-banking financial company to be granted a banking licence by the Reserve Bank of India, in 2003. The group reports a consolidated net worth of approximately US$8.4 billion and employs more than 10,000 people.

The bank's offering spans personal and business banking, accounts and deposits, loans, cards, insurance, investments and wealth management. These are complemented by subsidiaries including Kotak Life Insurance, Kotak Mutual Fund, Kotak Mahindra Prime (auto and vehicle financing) and Kotak International, which extends the group's reach beyond India. The group operates across banking, financial services, insurance, asset management, lending and wealth management.

Technology work at the group concentrates on digital banking and financial services technology, reflecting a stated focus on innovation in digital banking alongside commitments to customer service and financial inclusion. Headquarters are in India, with an international presence through its subsidiaries.