Kody

Kody is an agentic commerce platform for brick-and-mortar businesses, providing in-person payment acceptance alongside the ease, optionality and data insights usually associated with online payments. Its all-in-one Kody Platform combines hardware, ordering and management tools and processes nearly US$1 billion in payments annually. Customers include Langham Hospitality, MINISO, Fallow, Clarks, Hyatt and Xiaomi.

The company's products span card payment terminals, QR code ordering for restaurants and venues, and a merchant portal through which businesses manage transactions, menu items and other operations in one place. Technical work covers payment processing technology, agentic commerce and AI agents, point-of-sale hardware, QR code ordering systems, merchant analytics and merchant management software.

Kody serves restaurants, retail and hospitality businesses across the UK, Europe and Asia. The company was founded by a small group of final-year high school students and grew from a classroom idea into a large-scale payments platform, with a stated mission of making in-person payment acceptance easy for physical merchants.