Fairstone Bank

Fairstone Bank is a Canadian bank specialising in alternative lending, providing personal loans, home equity loans, mortgages, credit cards, retail and automobile financing, small-business financing, consumer deposits and Guaranteed Investment Certificates. It describes itself as Canada's leading alternative lending bank, serving approximately 2 million customers nationwide through a network of over 250 branches coast to coast. Its lending operations draw on nearly a century of experience accumulated across its legacy companies.

The bank operates a family of six brands: Fairstone, EdenPark, Fig, Home Trust Company, Home Bank and Oaken Financial. Home Trust Company, Home Bank and Oaken Financial joined the group in 2024. Fairstone Bank is owned by the Ontario Teachers' Pension Plan, and the bank cites the sustainability of that ownership as a feature of its structure.

Technical domains within the business include consumer lending, retail banking, mortgage financing, and deposit and investment products. The customer base spans newcomers, small-business owners, investors and consumers outside traditional banking profiles, with a stated commitment to responsible lending for near-prime borrowers and to accessible, innovative and reliable financial solutions.

Further information is available at fairstonebank.ca.